THE IFW RETIREMENT SCORE

SPECIAL EMPHASIS IS ON:

Providing the highest growth and income consistent with safety

Creating a defensive portfolio to protect assets from loss due to market fluctuation.

Avoiding rollover and distribution mistakes with IRA/401(k)/403(b)

Teaching clients how to minimize taxation and maximize liquidity.

Making sure you do not accidentally disinherit children or grandchildren.

Teaching the 7 ways to hedge the long-term care threat to your assets.

Michael believes in listening carefully to your needs and goals. He will evaluate your current position and work with you to develop a strategy that achieves your specific goals.

Michael is married to Annie, and they have three grown daughters and seven grandchildren. Michael enjoys leisure time with family, outdoor activities, and travel.